Our Products
Our team is deeply committed in providing you the best products and services
customized to your every need. Feel free to browse our list of products and
services for more information through the tabs above. If you have any questions
on how we can help you, don't hesitate to visit our Contact Information
page. We are sure that we have all the answers to all your questions and needs.
Fire and Allied Lines
"Solid Protect" protects individual homeowners, building owners,
and tenants against loss of or damage to property ( building
and contents) against fire, lightning. Coverage may also be extended
to provide protection against the following perils:
- Earthquake
- Flood
- Typhoon
- Eruption, tidal wave and tsunami
- Riot, strike and malicious damage
- Broad water damage
- Sprinkler and related fire fighting apparatus leakage
- Landslide & subsidence
- Spontaneous combustion
- Civil Commotion
- Burglary & robbery
- Mechanical or electrical derangement
Motor Car Insurance
This undertakes to indemnify the insured against loss, damage
or liability arising from an accident of the insured vehicle.
The following provides for the comprehensive coverage under
the motor car policy:
- Own damage
Covers accidental damage to insured vehicle
- Compulsory third party liability /Excess Bodily Injury
Covers bodily injuries (including death) sustained by third person as a
result of accident involving the insured vehicle
- Third Party Property Damage
This answers any damage cause by the insured vehicle to a
third party property
- Personal accident insurance
This covers death or
bodily injury of driver and passengers
The insured has the option to secure protection against
acts of nature which includes loss or damage due
to earthquake, typhoon, flood and volcanic eruption.
Marine Insurance
Marine Cargo
This covers physical loss or damage on
goods, property and or merchandise in transit whether on land,
sea or air. Expenses to reduce or prevent loss are also covered
under this policy.
Marine Hull
This policy covers loss or damage on the ships or vessels,
machinery and equipment and their hull including liability arising
from collision with other vessels. Coverage maybe extended to include
war and strikes risks and various acts of civil disturbance.
Aviation Insurance
This insures commercial transport aircraft, privately owned
aircraft, helicopters, satellites including its group equipment.
Engineering Insurance
Construction All Risks (CAR)
this insures construction projects, civil works such as buildings,
roads, bridges. It covers any accident on these projects resulting
in loss and damage of work in progress, materials, construction equipment
and machinery during the period of construction. This may also cover damage
to the materials in site, liability to third parties arising from
construction activities.
Erection All Risks
this covers protection for electromechanical works. This also covers
material damage, repair or replacement of the items insured in case
of physical loss or damage from any cause. Coverage may further be
extended to include the following:
- Removal of debris
- Testing and commissioning for equipment
- Accidental body injury to or illness of the third party
- Accidental loss or damage to property belonging to
third parties occurring in the direct connection with the
erection, construction or testing of items insured
Electronic Equipment Insurance (EEI)
It protects electronic data processing equipment including its
peripherals, and software from any sudden or unforeseen loss or damage.
Machinery Breakdown Insurance (MB)
this indemnifies the assured against breakdown of any machine (industrial/commercial)
whilst working at rest or while being dismantled, moved or re-erected for the
purpose of cleaning, , repair or installation in another position. This also
covers damages arising from:
- Fortuitous working accidents such as vibration, maladjustment,
loosening, metal fatigue, excessive speed or lack of lubrication or
local overheating
- Careless or incompetent or negligent acts of employees of the
insured or any third parties
- Structural defects on materials, design or assembly
- Storm frost or drifting of ice
- Effect of electric current following excessive or insufficient voltage,
failure of insulation circuits, open circuits or arcing of the
effect of static electricity
Business Interruption (BI)
This covers for the actual loss of income (total or partial)
sustained as a result of machinery/equipment breakdown. Protection under
this policy would extend to the following:
- Alternative trading
- Prevention of access
- Provision for increase
- Public Utilities extension
- Salvage sale
Casualty
Comprehensive General Liability
This coverage indemnifies the insured against legal liability
to third parties in connection with the operation of its business,
in respect to death or bodily injury and property damage.
Money, Securities and Payroll
This protects money, securities and payroll within or
outside the premises from loss as a result of robbery,
burglary . Coverage may include money in transit.
Fidelity Guarantee
This provides indemnity to financial loss sustained by
the insured due to dishonesty or fraud committed by
the insured employees.
Property Floater
This covers moving equipment which include construction
equipment, cranes, hauler, forklifts, etc., against risk of
loss or damage due to outside causes while being used
within the covered location.
Personal Accident
Covers death, dismemberment, loss of sight, limbs, loss of
income and medical expenses caused by an accident.